When it comes to managing your business, timing is everything — and that’s especially true for superannuation payments.

At DFK Everalls, we know you’ve got bigger things on your mind than compliance admin. But here’s a quick reminder that could save you from an unexpected headache (or a chat with the ATO).

Authorise Super Payments Before the 17th of the Month

To keep things running smoothly and avoid late payment penalties, make sure you authorise your super payments by the 17th of the month. Why?

Because even after you hit “approve,” it can take up to seven business days for funds to land in your employee’s super fund.

Here’s how the timeline usually plays out:

• Approve super batch in Xero (or your payroll system)
• Funds direct debited the next business day
• Up to 7 business days for the payment to be received and confirmed

Cutting it close? You might miss the ATO’s deadline — and that comes with consequences.

What Happens If You Miss the Super Due Date?

The ATO doesn’t do grace periods. Super guarantee (SG) payments must be received by the super fund by the 28th after the end of each quarter.

If your payment arrives even a day late, here’s what happens:

• It’s no longer counted for the intended quarter
• You’ll need to lodge a Superannuation Guarantee Charge (SGC) statement
• And yes, you’ll be paying more — including admin fees and interest to the ATO

Example: Frankie runs an events business and usually pays on time. But this quarter, she missed the due date — her payment arrived on 30 October instead of 28 October. The ATO counted that payment towards the next quarter, and Frankie had to lodge an SGC statement and pay extra to the ATO. Ouch.

Stay on Track with DFK Everalls

If you’re outsourcing your bookkeeping, you’re already on the right path. But this is your friendly nudge to keep super deadlines firmly in your calendar — or let us help keep them there.

We help you:

• Process super payments early
• Avoid last-minute stress
• Keep your records clean and compliant

Need help? Reach out today to make sure your super is sorted on time!